Understand. Simplify. Guide.

Meet Michael

Born and raised in Saint John, New Brunswick, Michael has resided in Calgary since 2001, with a brief relocation to London, Ontario from 2003 to 2005.

An avid reader and lover of music, an ideal day is spent working with music on and constantly having to turn it down when answering the phone, then falling asleep in the evening after having read one page of a book. Michael’s other interests vary from economics and real estate to travel and pondering why 7eleven doesn’t change their name since they are now open 24/7.

Husband and father of two active and spirited children, Michael treasures his time with family both at home and in New Brunswick and Ontario. In his spare time, Michael operates a shuttle company to gymnastics, dance, swimming, yoga, fencing and wall-climbing.

In addition to pretending to know how to snowboard, Michael is an aspiring beer snob and is contemplating whether to start liking scotch.


“Your knowledge and experience was invaluable in helping us to arrange for our first mortgage in Canada. You were extremely approachable which made our dealing with you seamless.”

– Sean & Denise B.

What Michael Does

As a dedicated BMO Bank of Montreal Mortgage Specialist, Michael is committed to assisting clients at all stages of life with any home financing need; whether it’s buying a first home, dream home, investment property, refinancing to access equity or switching a mortgage from another lender to BMO.

Many lenders are available in tribal payday loans online to provide title loans. There are a variety of different kinds of people who end up needing them. Some of them are: first time car buyers, recently divorced parents, people who have poor credit histories, people without assets to offer as collateral, and those who own their own home but need a car to get to work. If you have bad credit, you might have trouble getting a traditional loan to buy a vehicle. But you may be able to get title loans waiving the need for collateral and getting approval fast.

  • Mortgage pre-approval
  • First-time home-buyer coaching
  • New to Canada program
  • Solutions for self-employed clients
  • Home Owner Line of Credit
  • Investor solutions

Why Choose Michael

Michael has two goals that are kept sharply in focus when working with every single client.

First, that he understands each client’s unique situation and ensures they have the very best advice and the right product and features that fit their needs.

Secondly, to provide an experience that undoubtedly allows for referral and recommendation to friends, family, co-workers, or strangers on the street who overhear the cheers of joy.

With a passion for first-time home-buyers, Michael excels at building trust, putting clients at ease and guiding the journey.

“You were there to help out anytime of the day or week. I had a really hard year with the Fort McMurray fire. You made things go smooth for me. Thank you for all your help. I would highly recommend you to anyone needing mortgage help.”

– Michelle H.

Where & When to Find Michael

Forget about banker’s hours. As a mobile mortgage specialist, Michael is available to meet with you anywhere at any time; in your home, office, favourite neighbourhood java spot or any BMO branch in Calgary and surrounding area.

But if you need to know where Michael picks up his mail, it’s here:
BMO Bank of Montreal, West Springs
4000 8561 8A Ave, SW Calgary AB T3H 0V5

“Michael is extremely knowledgeable, efficient and provides excellent customer service. He went out of his way to assist where possible and provide solutions to our banking needs. We would not hesitate to recommend Michael for banking/mortgage services.”

– Sandra & Don M.

How to Contact Michael

Here’s a few different ways to reach Michael:


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